Fintech has a fraud problem. Insiders explain how startups struggle to balance ease of use with strong security

• Fintechs have made it easier and faster to bank, invest, and make payments. 
• But recent reports have called into question fintech’s role in facilitating fraud via that ease. 
• Insider spoke with eight experts, analysts, and VCs about fintech’s messy relationship with fraud.

A report from a short-seller alleging fraud on Cash App, a personal finance app that’s part of Jack Dorsey’s fintech giant Block, highlights concerns some have about the wider industry.